Your money is in six places
A 401(k) from work, a Roth IRA, a brokerage app, some crypto, savings and checking. Every zakat calculator still asks you for one number.
For young Muslim professionals
Know what you owe in zakat, and why.
Add your 401(k), Roth IRA, brokerage, crypto and cash. Nisabify works out your zakat under your school, line by line.
- Ḥanafī, Mālikī, Shāfiʿī or Ḥanbalī
- Never touches your money
- No ads. Your data is not sold.
Free to start. For adults 18 and over in the United States. On the web today; the iPhone and Android apps are in beta.
- CheckingFully zakatable
- 401(k)Net accessible value: after 30% est. tax & penalty
- Roth IRARoth: no tax or penalty on qualified withdrawals, so no haircut
- BrokerageLong-term holding: 30% proxy of market value
- CryptoTreated as monetary wealth: fully zakatable
- Wedding gold40 g: personal use, still zakatable (Ḥanafī)
Sourced, not scholar-reviewed · v2026.4 · Ḥanafī · silver nisab · 2.50% lunar
Sound familiar?
You are not sure what counts
Is a 401(k) zakatable? Shares you hold for years? The gold from your wedding? Answers differ by school, and most calculators never say which answer they used.
Every Ramadan, you start over
You estimate, round up and hope it was right. Nothing is written down, so next year you do it all again.
With Nisabify
Every account, counted properly
Add each account once: checking, savings, 401(k) or IRA (Roth or Traditional), brokerage, crypto, and gold or silver by weight. Add debts too, like a car loan or student loans. You choose how retirement accounts count: after tax and penalty, in full, or not until you withdraw.
Your school, on every line
Choose Ḥanafī, Mālikī, Shāfiʿī or Ḥanbalī. Each holding shows the rule Nisabify applied, so you can check it with a scholar you trust. The rulings are sourced, not scholar-reviewed, and every figure says so.
Your zakat year, kept for you
Nisabify keeps your ḥawl on the Hijri calendar and shows the days left. Record what you give as zakat or sadaqah, and export the record at tax time.
- Ḥanafī
- 40 g: personal use, still zakatable (Ḥanafī)
- Shāfiʿī
- 40 g: personal-use jewelry exempt (Shāfiʿī)
How it works
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Choose your school and your nisab
Pick your school, then gold or silver for the nisab, and when your wealth reached it. Not sure of the date? Start from today and correct it later.
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Add what you own and owe
Accounts, retirement, crypto, gold and debts. The estimate updates as you go, and each line shows how it was treated.
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Give, then keep the record
Give on the charity’s own site. Record the gift in Nisabify and see what is left for this zakat year.
Built to be trusted
Never touches your money
Give opens the charity’s own donation page. The charity takes the payment and sends your receipt. The charities Nisabify lists are US tax-exempt organizations, checked against IRS records.
No bank passwords
Nisabify never asks for the password to your bank or brokerage. You type in your balances. Connecting an account goes through Plaid, is read-only, and is not open for real accounts yet.
Your data is not for sale
No ads, no analytics, no tracking. Delete your account any time in Settings.
Honest about its limits
A figure is an estimate, not a fatwa. The rulings are sourced, not scholar-reviewed, and every figure says so.
Pricing
Working out your zakat is free. Plus and Family are coming soon: join the waitlist to lock in the founding price.
Free
$0
Everything you need to work out your zakat, today.
- Your zakat under your school, every line explained
- Checking, savings, retirement, brokerage, crypto, gold and debts
- Your ḥawl on the Hijri calendar
- A giving record, with CSV export
- The website, plus the iPhone and Android betas
Best valueComing soon
Plus
$69 a year
or $7.99 a month. Yearly saves 28%.
Less typing, and a reminder before your zakat is due.
- Everything in Free
- Linked accounts that keep your balances up to date
- A reminder before your ḥawl completes
- A year-end giving summary for tax time
- Receipts saved with each gift
Founding price: $49 for your first year when you join the waitlist before launch.
Coming soon
Family
$129 a year
or $14.99 a month. Yearly saves 28%.
Zakat for your household, in one place.
- Everything in Plus
- You and your spouse, each with your own zakat
- One shared giving record
Founding price: $99 for your first year when you join the waitlist before launch.
Nothing is charged now. When Plus and Family launch, we will email you first and you decide then. Prices in US dollars. The features of Plus and Family are planned and not built yet. The one exception is connecting accounts: it is in the app in Plaid’s test mode, with Plaid’s sample bank only.
Questions
Is my 401(k) zakatable?
Scholars differ. You choose how Nisabify counts retirement accounts: what you could take out after tax and penalty, the full balance, or nothing until you withdraw. The line shows which rule it used.
What about stocks and crypto?
Add them at today’s value. Shares you hold for the long term count at 30% of market value, an estimate of the zakatable assets behind them; shares you trade count in full. Crypto counts in full, as money. Each line says which rule applied.
Which schools does Nisabify follow?
Ḥanafī, Mālikī, Shāfiʿī and Ḥanbalī. You choose one when you set up, and you can change it in Settings.
Is a Nisabify figure a fatwa?
No. It is an estimate worked out from what you enter and the settings you choose. The rulings are sourced, not scholar-reviewed. Check your own situation with a qualified scholar.
Does Nisabify hold my money?
No. Nisabify does not hold, receive or move money. You give on the charity’s own website, and recording a gift only updates your own record.
Is working out my zakat free?
Yes. The calculation, the working on every line, your ḥawl and your giving record are in Free. Plus and Family add extras when they launch.
What is the founding price?
Join a waitlist before launch and your first year of Plus is $49 instead of $69, or Family is $99 instead of $129. We email you before anything is charged, and you decide then.
Know your zakat before Ramadan.
Free to start. Your school’s rules, shown on every line.